Auto Insurance FAQ in Upland, CA

Many states require drivers to carry minimum liability insurance, which may help cover injuries or property damage they cause to others in an accident. These minimum limits can include amounts per person, per accident and for property damage.

While meeting these requirements can be enough to drive legally, some drivers choose higher limits or additional coverage for broader financial support if they need to file a claim.

Beyond liability coverage, you may want to consider adding the following:

Collision coverage may help pay for damage to your car after an accident, regardless of who is at fault.
Comprehensive coverage may cover noncollision events like theft, vandalism or weather damage.
Uninsured/underinsured motorist coverage may apply if you’re hit by a driver with little or no insurance.

If you’re involved in an accident, the claims process may start with a few key steps:

Make sure everyone is safe and call emergency services if needed.
Exchange contact and insurance information with the other driver(s).
Document the scene by taking photos and noting important details, such as the time, location and visible damage.
Gather contact information for any witnesses who may have seen the accident.
Notify law enforcement, if required, so an official report can be created.

You may need auto insurance if you own or operate a registered vehicle, even if you drive infrequently. If you’re looking for lower-cost options, you can ask about policies designed for low-mileage drivers.

Thrifty Insurance Services is here to help you with your auto insurance needs in Upland, CA. Contact us today for personalized answers or a free quote.