Condominium Insurance in Upland, CA
We are licensed in CA, AZ, CO, TX, and UT!
Living in a condo offers convenience and flexibility, but also includes insurance responsibilities. Your condo association has insurance coverage, but your personal space and belongings are not covered.
At Thrifty Insurance Services we help condo owners understand their options and explore policies to help provide appropriate coverage.
What Does Condo Insurance Typically Cover? 
Condo insurance (also known as HO-6 insurance) is designed to complement your building’s master policy. While what is covered will vary based on your unit and preferences, a standard condo insurance policy may include the following:
- Personal property coverage may assist in repairing or replacing belongings like furniture, electronics and clothing if damaged or stolen
- Liability coverage may apply if someone is injured in your unit or if you cause damage to another unit
- Improvements and upgrades coverage may help cover interior upgrades you’ve made, such as custom flooring, cabinetry or built-ins
- Loss of use coverage may assist with temporary living expenses if your unit becomes uninhabitable after a covered event
- Loss assessment coverage may help pay your share of a condo association claim when common areas are affected
Our agents are happy to help you understand the master policy, which can be the key to knowing what you’re responsible for.
What Should You Prepare When Requesting a Quote?
When shopping for condo insurance, it’s helpful to have:
- A copy of your condo association’s master policy
- The estimated value of your personal property and any upgrades
- Details about security features, recent renovations or safety systems
- Any loan or mortgage requirements regarding coverage limits
Contact Us Today
Contact Thrifty Insurance Services today to request a quote or discuss your condo coverage options with our local team.