Workers’ Compensation Insurance in Upland, CA

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Workers’ compensation insurance is a vital financial safeguard for businesses in Upland and throughout California. At Thrifty Insurance Services, we understand the unique challenges local employers face and are committed to helping our clients cover their teams and their businesses with the right workers’ compensation policy.

What Is Workers’ Compensation Insurance?

Workers’ compensation insurance is a key pillar of many businesses’ risk management and loss control measures. These policies are legally required for many employers across the nation, including in California. Failing to comply with these mandates could impose costly consequences, including fines and shutdown orders. Additionally, an uninsured staff might lack the means to manage and recover from on-the-job injuries and illnesses.

What Can It Cover?

Workers’ compensation insurance can help your business and its employees manage the financial ramifications of work-related health issues, potentially paying for various costs and losses. Specifically, workers’ compensation payouts might help fund the following:

Medical care—If staff need to go to the hospital or seek ongoing care in response to an incident, your insurance may help foot the bill.
Income replacement—Your policy may also provide financial aid if employees are unable to work due to an on-the-job incident.
Vocational rehabilitation costs—In the event that an employee is incapable of returning to their job, workers’ compensation insurance may assist with training and education costs for finding a different position.
Death benefits—Should a work-related injury or illness prove fatal, policies may issue payouts to employees’ family members.
Employer legal costs—Your policy may also include employers’ liability coverage, which can assist with expenses if your business is sued in connection with work-related injuries or illnesses.

Get the Right Coverage for Your Business

At Thrifty Insurance Services, we are well aware of the importance of workers’ compensation insurance and have the knowledge and experience to help your business assess its needs and procure an optimal policy.