We Know Finding the Right Motorcycle Insurance Takes More Than a Quick Search
Riding is more than just getting from point A to point B; it's a lifestyle. And protecting that lifestyle means having coverage that's built around how you actually ride, what you ride, and where you ride it.
That's exactly why we're here.
At Thrifty Insurance Services, we do the comparison shopping for you. As an independent agency, we work with multiple top-rated carriers to find motorcycle insurance that fits your bike, your riding habits, and your budget. We take the time to explain your options in plain language, so you always know exactly what you're covered for before you hit the road.
Whether you're a seasoned rider with years in the saddle, a new rider just getting started, or someone who only rides seasonally, we'd love to help you find the right fit.
"Most riders don't realize how much their coverage options vary from carrier to carrier, until someone actually compares them side by side."
Motorcycle Coverage Options We Can Help You With
Every rider's situation is a little different. That's why we take the time to understand yours before recommending anything. Here's a look at the types of motorcycle coverage we can help you explore, and what each one actually means for you on the road.
Liability Coverage
Protects you if you're responsible for injuries or property damage in an accident.
Collision Coverage
Helps pay to repair or replace your motorcycle after a crash.
Comprehensive Coverage
Covers theft, vandalism, fire, weather damage, and other non-collision losses.
Medical Payments Coverage
Helps cover medical expenses after an accident, regardless of fault.
Uninsured/Underinsured Motorist Coverage
Protects you if you're hit by a driver with little or no insurance.
Custom Parts & Equipment Coverage
Covers aftermarket upgrades and custom modifications.
Roadside Assistance
Provides help for breakdowns, towing, fuel delivery, and other roadside issues.
Seasonal & Lay-Up Coverage
Helps reduce costs when your motorcycle is stored during part of the year.
Not sure which coverages you actually need? That's a great question — and one we're happy to walk through with you. No pressure, just honest answers.
Talk to an AdvisorMotorcycle Insurance for Every Kind of Rider
We work with all kinds of riders across our six service states. Whatever your experience level or riding style, we'll help you find coverage that fits.
- New & First-Time Riders
- Daily Commuter Riders
- Weekend & Recreational Riders
- Custom & Modified Bike Owners
- Riders Looking to Bundle & Save
Ready to Get the Right Coverage for Your Ride?
You put thought into the bike you ride — put the same thought into how you protect it. Let us compare options across top-rated carriers so you get motorcycle coverage that truly fits how you ride, what you ride, and where you ride it.
Getting started takes just a few minutes, and you'll have a real person ready to walk you through everything, clearly, honestly, and without any pressure.
No jargon. No runaround. Just straightforward guidance from people who genuinely care about keeping you protected on the road.
Proudly serving riders in Arizona, California, Colorado, Texas, Oregon & Utah.
FAQs
Yes. Most states require at least liability coverage, with rules varying by state.
No. Motorcycles need a separate insurance policy.
Not usually. You can add coverage for aftermarket parts and upgrades.
Yes. You may lower costs if you ride only part of the year.
Yes. Coverage rules differ by state, and we help ensure you're compliant in AZ, CA, CO, TX, OR, and UT.