Business Insurance in Upland, CA

We are licensed in CA, AZ, CO, TX, and UT!

Business insurance, also known as commercial insurance, is an essential shield for entrepreneurs and established businesses, offering financial security against unforeseen risks and liabilities that could otherwise endanger their operations. In essence, it is not just a wise investment—it’s a fundamental necessity for any enterprise looking to thrive in today’s dynamic and unpredictable marketplace.

What Does Business Insurance Cover?

Commercial insurance can include the following coverage options:

• General liability insurance can cover expenses associated with bodily injury, property damage and personal injury claims levied against your business.
• Property insurance can safeguard your business assets, encompassing buildings, equipment and inventory, financially shielding them from damage or loss resulting from occurrences such as fire, theft or natural disasters.
• Business interruption insurance may aid in offsetting lost income and operational costs in instances where your business is incapacitated due to a covered event, such as a fire or natural disaster.
• Workers’ compensation insurance can provide financial protection for employees who suffer injuries or become ill while carrying out their job duties, covering medical costs and lost wages.
• Professional liability insurance can offer financial protection to businesses that provide professional services, shielding them from claims alleging negligence or substandard work.
• Commercial auto insurance can cover vehicles used for business activities, such as company cars or delivery trucks, shielding policyholders from the financial consequences of accidents and damage.
• Cyber liability insurance is a crucial safeguard, helping shield businesses from the financial fallout of data breaches, cyberattacks and other digital menaces.
• Product liability insurance can financially cover businesses that manufacture or sell products against claims of injury or damage caused by their products.

How Much Is Business Insurance in California?

The following are some key factors considered in determining insurance premiums:

• Type of business
• Location
• Size of business
• Claims history
• Coverage limits
• Industry risks
• Credit score
• Policy deductibles

How to Get Commercial Insurance

Contact Thrifty Insurance Services to receive an insurance policy tailored to your business. We are licensed in California, Arizona, Colorado, Texas and Utah.